~14,000-15,500 non-resident purchases in France per year, average €375,455 per transaction (63% above the French national average). Concentration varies dramatically by région. Each region has its own dominant risk.
Paris (75)
pop. 2.1 millionKey risk: Rent caps + DPE rental ban
Strict encadrement loyer with arrondissement-specific reference rents (€33-45/m² depending on building age and apartment size). 13% of stock is rated F/G — the rental ban will hit Paris hardest in 2028. Notary fees: 5.00% DMTO (majoré 2025) + ~1.32% communal & state fees = 6.32% total state taxes, plus notary scale and disbursements ≈ 7-8% total. Insurance against the rental ban: pre-2026 electric-heated apartments can jump 1 class under the new DPE method.
Suggested for: Pied-à-terre buyers, urban investors
Côte d'Azur / French Riviera
pop. 1.1 millionKey risk: Foreign-buyer concentration, premium pricing
20% of all non-resident French property purchases happen here (Alpes-Maritimes and the wider Riviera, incl. Saint-Tropez in the Var). Cannes, Nice, Antibes average €375,000+; villas €1-3M. Belgian, Swiss and British buyers are well represented, and international demand can create strong local price premiums in specific neighbourhoods. Rent caps are usually less central here than the price premium, DPE and natural-risk checks. Notary fees full 6.32%. Seismic zone 4 (modéré), increasing flood risk on coastal communes. Our report quantifies the price premium vs. comparable inland properties.
Suggested for: Second-home buyers, luxury market
Provence / Var (83)
pop. 1.1 millionKey risk: Clay shrink-swell (RGA) cracks, wildfire
RGA (retrait-gonflement des argiles) is the #1 cause of structural cracks in Provence — about 55% of the département is in moyen/fort zones. For building plots, a G1 geotechnical study (€800-1,500) is mandatory before sale. Existing houses: G1 strongly recommended for negotiation. Wildfire risk: 30+ communes under PPRif (plan de prévention des risques incendie de forêt). Our Géorisques section maps the exact exposure for your address.
Suggested for: Country home buyers, ex-urban relocators
Dordogne (24)
pop. 420,000Key risk: Pricing volatility, partial regulatory coverage
Historic favourite for British buyers (post-Brexit declining but still 17% of UK buying outside Paris). Property prices stable to falling (-12% in 5 years for stone houses needing renovation). Rent caps are usually less central here than price, DPE and natural-risk checks. Notary fees: full 6.32%. Metropolitan French DPE and rental rules apply. Our report flags villages where Brits resell to other Brits (price-pocket detached from regional median).
Suggested for: Country retreat buyers, retirees, British expats
Indre (36)
pop. 215,000Key risk: Limited buyer pool, lowest French prices
France's cheapest département for residential property (~€800-1,200/m² for stone houses). DMTO at the historic 3.80% rate (Indre kept the lower rate vs. the 5.00% departmental majoration adopted by about 88 metropolitan départements) = total transfer taxes ~5.09% instead of 6.32%. Among the overseas départements, Mayotte (976) is also at 3.80%. Very thin DVF data — our trend interpretation explicitly flags "small sample, indicative only" when there are fewer than 10 sales in 5 years. Rent caps are usually less central here than price, DPE and natural-risk checks.
Suggested for: Cash buyers, renovation enthusiasts, very-low-budget buyers
DOM (Guadeloupe, Martinique, Réunion, Mayotte, Guyane)
pop. 2.2 millionKey risk: Different calendar, seismic exposure, cyclones
The Loi Climat rental-ban calendar is shifted by 3 years vs. metropolitan France (G banned from 1 January 2028 instead of 2025, F from 2031 instead of 2028; E threshold not yet published). The DPE 2026 coefficient change (2.3 → 1.9) does NOT apply in DOM — the legacy coefficient of 3.5 is retained. DMTO: Mayotte stays at 3.80%; Guadeloupe/Martinique/Guyane/Réunion generally at 4.50% (no majoration). Seismic zones 4-5 (Antilles), zone 3 (La Réunion). Hurricane / cyclone risk in Antilles (Maria 2017, Irma 2017 reference cases). Our report includes a specific DOM disclaimer + DEAL (Direction de l'Environnement, de l'Aménagement et du Logement) contact reference for territory-specific verification.
Suggested for: Tax-optimisation buyers (LMNP overseas), expat retirees